Tuesday, March 3, 2009

HOUSE UPDATE

*****PLEASE BE WARNED RANT AHEAD*****


Okay, so this was our week, right, we have been waiting for March 1st, everyone told us, that on March 1st, our credit "discrepancies" (discrepancies that again were NOT our fault!) would be fixed, so after 4 months of working on this, we have been waiting for march 1st, we received an extension on our house until March 16th, so we are okay, as long as on March 1st, everything IS fixed. Now if you remember, we had received a 'pre-approval' cause all HUMANS looking at our paperwork say YES, it is definitely a go-ahead, it is just the dang computer we were having issues with, getting the final approval, because of this ONE little line on our credit, would keep the computer form being able to sale it after we closed.So we had to WAIT for this line to be fixed. So March 1st was our date. So yesterday I called our broker. And YES, PRAISE GOD, OUR CREDIT IS FIXED!!!!!!!!!!!! But, of course, there is always a but in our lives! As of March 1st, the is a new requirement, "all across the board, on all new home loans", that there is a minimum credit score of ____. Okay fine, great, BUT, after 4 months of trying to get our credit fixed, they(whoever 'they' is) pulled our credit NUMEROUS times, and now our credit is BELOW that minimum line!!!!! So if whoever could have just gotten our credit fixed February 28th, we would be able to close and move on with our lives. Oh my gosh, seriously!!!! I am FREAKING OUT!!!!!!!!!!!! Regardless we have to be out of house we are currently living in by March 31st. We are praying and covet your prayers! It is going to take a miracle for anything good to come out of this situation now. BUT, luckily, I still believe in miracles:-)

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